In addition, you can purchase separate coverage that insures most of your personal property and belongings up to a specified limit, including:
- Clothing
- Furniture, housewares, bedding
- Decorative items, lamps and lighting fixtures
- Books, home electronics, computers
- Area rugs and draperies
- Clothes washers and dryers
- Air conditioners
- Food freezers and the food in them
- Portable microwave ovens
Having flood insurance gives you many benefits. Not only is coverage there when you need it, but it also:
- Compensates for all covered losses
- Compensates for flood damages even if federal disaster aid is unavailable
- Pays for your covered losses, unlike interest-bearing loans through federal disaster assistance
- Comes in low-cost policies for those who qualify
- Guarantees compensation for flood damages because the Federal government backs NFIP flood insurance
- Helps you move on – if your property is damaged by flood, your agent is there to help you handle your claim (note: most claims are paid within 30 to 60 days)
Be FloodSmart! Get covered today.
Remember, there's a 30-day wait before a flood insurance policy takes effect! Be FloodSmart. Get covered today.
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